We are planning to acquire a property and need a conveyancing solicitor in Copse Hill who is on the Coventry BS conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Copse Hill.
My uncle passed away six months ago and as sole heir and executor I was left the house in Copse Hill. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this allowed?
Given you intend to refinance then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
Are there restrictive covenants that are commonly picked up during conveyancing in Copse Hill?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Copse Hill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Over the last few months I have been searching for a ground for flat up to £235,500 and found one close by in Copse Hill I like with amenity areas and station nearby, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Copse Hill suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a home loan the remaining unexpired lease term will likely be problematic. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.
Is it best to appoint a Copse Hill conveyancing practitioner in close proximity to the house I am hoping to buy? An old friend can carry out the legal formalities but her office is 400miles away.
The benefit of a high street Copse Hill conveyancing practice is that you can attend the office to sign paperwork, deliver your ID and pester them if necessary. They will also have local intelligence which is a benefit. However it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and in the main were content that should trump using an unknown Copse Hill conveyancing lawyer just because they are Copse Hill based.