I am purchasing a property mortgage free in Park Hill. I have lived for the last dozen years in Park Hill. Conveyancing searches are expensive. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?

Provided that you do not need a home loan, then almost all of the Park Hill conveyancing searches are non-obligatory. Your conveyancer will try and steer you, no-doubt strongly, that you should have searches completed, but he is duty bound to take that path of advice. Do consider; if you are intend to dispose of the house one day, it may be of interest to your prospective buyer what the searches reveal. On occasion premises with day to day issues can still reveal unexpected search results. A competent conveyancing solicitor in Park Hill will be able to give you some practical guidance concerning this.

I have been told that property searches are the primary reason for hinderance in Park Hill conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays during the legal transfer of property. Local searches are not likely to feature in any holding up conveyancing in Park Hill.

I have recentlybecome aware that Wolstenholmes have been shut down. They conducted my conveyancing in Park Hill for a purchase of a freehold house 12 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?

The quickest way to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Park Hill conveyancing specialists.

I opted to have a survey done on a property in Park Hill before appointing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some banks will not grant a loan on this type of home.

It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Park Hill. Conveyancing will be smoother if you use a solicitor in Park Hill especially if they are acquainted with such properties in Park Hill.

Our lender agreed in principle to give us a mortgage. We are using a long established conveyancer in Park Hill two days ago. Today, our financial adviser contacted us saying that the lender said that we cannot use our solicitor as they aren't on their 'approved list'. As novices, we did not have a clue that the bank had a say Is this usual?

You are at liberty to appoint any conveyencer you want to use for your conveyancing in Park Hill but if your lender aren't happy with them you will have to pay additional cost so the bank can instruct their own conveyancer too. It may be conceivable that your solicitor may apply to get included on to the lender list of approved firms. Do make the most of online tools including lenderpanel.com to find a conveyancing solcitor in Park Hill on the lender panel. You can go into your high street lender branch in Park Hill. They can recommend conveyancing solicitors in Park Hill on the panel for your lender.