What is the difference between a licensed conveyancer and conveyancing solicitor in Higham Wood

There are many registered licenced Conveyancers in Higham Wood and Solicitor practices in Higham Wood to choose from It is important to make clear that both are regulated professionals specialising in the legal work in transferring property. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I have paid off my mortgage with TSB. I assume I don't need a Higham Wood conveyancing practitioner on the TSB panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where TSB has sent the Land Registry the discharge electronically, and
3. TSB has instructed the Land Registry to do so

I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, TSB are being problematic. The Higham Wood solicitor who is on the TSB conveyancing panel is recommending indemnity insurance as a solution but TSB are insisting on a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?

It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who did the conveyancing in Higham Wood 10 years ago are no longer around. Will I be able to sell the house?

Nowadays there are duplicates made of almost everything, and your conveyancer will be aware exactly where to locate all the suitable paperwork so you may buy or sell your house without any difficulty. Where duplicates are not available, your solicitor may be able to arrange cover in the form of insurance or indemnities against possible claims on the premises.

How does conveyancing in Higham Wood differ for newly converted properties?

Most buyers of new build premises in Higham Wood contact us having been asked by the developer to sign contracts and commit to the purchase even before the house is ready to move into. This is because builders in Higham Wood tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Higham Wood or who has acted in the same development.

I need to find a conveyancing solicitor for purchase conveyancing in Higham Wood. I've stumble upon a site which seems to have the ideal answer If it is possible to get all the legals completed via web that would be ideal. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

My aim is to acquire a ground floor apartment in Higham Wood. Conveyancing solicitor is awaiting, from the seller, building insurance documents. This afternoon I was informed that the vendor needs to send the insurance schedule for the flat above also. Why does my conveyancing practitioner want to check the insurance for the flat above? Is it really required? We have been stalled for the previous 4 weeks…

It is not impossible in leasehold conveyancing in Higham Wood to discover Conveyancing in Higham Wood in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats rather than the freeholder insuring the complete building - which is clearly better. Do check with your conveyancer but it would appear that your property lawyer is looking to verify that the whole building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the 1st floor cannot be reinstated due to lack of insurance cover.