We are a couple about to exchange contracts for a leasehold flat in Hebden Bridge. We have hit a problem. Our mortgage offer with National Westminster Bank runs out on 11/11/2025 but the sellers are putting forward a completion date of 13/11/2025. Can one prolong the loan offer?

The person best placed to address this question is your lawyer who is in a position to calculate whether he or she is better off negotiating with the bank, seller’s conveyancers, selling agents or possibly all three based on the history of your conveyancing to date.

It is is a decade since I purchased my home in Hebden Bridge. Conveyancing lawyers have now been appointed on the sale but I am unable to track down my title deeds. Will this cause complications?

You need not be too concerned. Firstly there is a chance that the deeds will be retained by your lender or they may still be with the solicitor who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Hebden Bridge relates to registered property but in the rare situation where your home is unregistered it is more problematic but is not insurmountable.

I have recentlybeen informed that Wolstenholmes have been shut down. They conducted my conveyancing in Hebden Bridge for a purchase of a freehold house 12 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?

The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hebden Bridge conveyancing specialists.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Hebden Bridge. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Hebden Bridge

There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are architect prepared.

The lawyers conducting our conveyancing in Hebden Bridge has sent documents to review that state the property is unregistered with epitome documents. Surely all houses in Hebden Bridge should be registered?

Almost 100% of property in Hebden Bridge is registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Many Hebden Bridge conveyancing solicitors will be able to handle such matters but in the event that uncertainty exists the standard advice nowadays appears to be for the seller to undertake the registration formalities first and then sell - this no doubt result in a significant delay.