I was recommended to a lawyer who has sent a quote for £1700 for leasehold conveyancing in Todmorden. I am hoping to downsize from a Edwardian detached home for £275,000. Is this overpriced? Is it in excess of the norm for conveyancing in Todmorden?

The costs illustration is slightly on the expensive side. Where you are willing to invest time scrutinising fee on a like for like basis you could decrease the fees slightly by say £100 plus VAT. On the other hand, you mightcome to regret choosing an an unknown solicitor. Don't forget to enquire the firm can act for your lender. You can make use of our search tool to select a Todmorden conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Todmorden.

Will our solicitor be raising enquiries about flooding as part of the conveyancing in Todmorden.

Flooding is a growing risk for conveyancers specialising in conveyancing in Todmorden. Some people will buy a house in Todmorden, completely expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.

Conveyancers are not best placed to offer advice on flood risk, however there are a various searches that can be carried out by the purchaser or on a buyer’s behalf which will give them a better understanding of the risks in Todmorden. The conventional set of completed inquiry forms supplied to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard question of the owner to determine if the property has ever been flooded. If flooding has previously occurred and is not notified by the owner, then a purchaser may bring a compensation claim resulting from an inaccurate answer. A purchaser’s lawyers may also commission an environmental search. This should disclose if there is any known flood risk. If so, more detailed inquiries should be made.

My wife and I own a semi-detached Victorian house in Todmorden. Conveyancing lawyer acted for me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Clydesdale to clarify?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Todmorden and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing practitioner who conducted the purchase.

I need to instruct a conveyancing lawyer in Todmorden for my home move. Can I see a solicitor's complaints history with the profession’s regulator?

Members of the public can search for presented Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after 1 January 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator may monitor call for training purposes.

Looking forward to sign contracts shortly on a studio apartment in Todmorden. Conveyancing solicitors inform me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Todmorden should include some of the following:

Responsibility to repair and maintain the building. It is important for you to know who is duty bound to repair and maintenance of all parts of the block and estate What remedies are open the freeholder should you are in breach of your lease terms? The physical extent of the premises. This might be the property itself but may incorporate a attic or cellar if applicable. The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided.

Todmorden Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing

Where a Todmorden lease has fewer than eighty years it will impact the salability of the property. Check with your bank that they are willing to lend given the lease term. Leases with fewer than 80 years remaining means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of what this will be. Remember, in most cases you will be be obliged to have been the owner of the premises for a couple of years before you are entitled to exercise a lease extension. The answer will be important as a) areas may result in problems for the block as the common areas may begin to deteriorate if repairs remain unpaid b) if the leaseholders have a dispute with the managing agents you will want to have full disclosure Who takes charge for maintaining and repairing the building?