A mortgage offer from HSBC for the remortgage of my 3 bedroom flat is coming by the end of next week. Can you put forward a low cost conveyancing law firm in Heaton?

This site is not designed to assist those in pursuit of the lowest fares for conveyancing in Heaton. Our aim is to provide value for money conveyancing but we do not advertise as being the cheapest. Do not be seduced by brokers seducing you with £99 conveyancing in Heaton. Optimistically, in choosing a lawyer for cheap conveyancing, you will receive what you pay for and at worst you will end up spending a lot in extras and still not receive the service expected.

AssumingI were to acquire a straightforward homein Heaton for cash and dispense with a survey and no local authority searches how much should I expect to to save on my conveyancing in Heaton?

Any savings you would achieve would be isolated to the Heaton conveyancing searches. Your lawyer still got to do everything else - money laundering, communicating with your sellers conveyancing practitioner, SDLT return, register the ownership etc. You might save a bit for them not having to register a mortgage however it won't be a lot.

I have been told that property searches are the primary cause of hinderance in Heaton conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Heaton.

Me and my brother own a semi-detached Edwardian house in Heaton. Conveyancing practitioner represented me and Skipton Building Society. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Heaton and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing solicitor who conducted the conveyancing.

I am looking for a leasehold apartment up to £235,500 and identified one close by in Heaton I like with a park and railway links in the vicinity, however it's only got 52 years unexpired on the lease. There is not much else in Heaton in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you require a home loan the shortness of the lease may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.