I have just been advised by my financial adviser that my Shiremoor solicitor is not on the mortgage company Conveyancing panel. How can I be sure that this is correct?

The best course of action for you to take is to contact your Shiremoor conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.

Should our lawyer be making enquiries about flooding during the conveyancing in Shiremoor.

Flooding is a growing risk for solicitors conducting conveyancing in Shiremoor. There are those who acquire a house in Shiremoor, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Solicitors are not qualified to give advice on flood risk, however there are a number of searches that may be initiated by the buyer or by their lawyers which should figure out the risks in Shiremoor. The conventional set of information sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard question of the seller to find out whether the property has suffered from flooding. In the event that flooding has previously occurred which is not disclosed by the owner, then a buyer could bring a legal claim for losses as a result of such an misleading answer. The purchaser’s lawyers may also order an enviro report. This will higlight whether there is a recorded flood risk. If so, further investigations will need to be made.

Due to the input of my in-laws I had a survey completed on a house in Shiremoor in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies may refuse to grant a mortgage on such a premises.

It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Shiremoor. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Shiremoor to see if the conveyancing costs will increase in light of this.

Are there any apps to assist me to search for a Shiremoor solicitor on the Nationwide Building Society conveyancing panel? I have wheels and am willing to travel upto 20kilometers to meet the conveyancer.

You can use the facility on this page. Please pick a bank and your location and you will see a number of Shiremoor conveyancing lawyers based on proximity. We have listed some Shiremoor conveyancing firms at the bottom of this page and you can ring them to verify whether they are on the Nationwide Building Society panel

Are there any distinct benefits to selecting a high street property lawyer in Shiremoor

Home movers in Shiremoor prefer a nearby high street conveyancing practitioner so that they can visit if they have questions, and to deliver documents without using the Royal Mail.

One could say that there is a distinct advantage in opting for a conveyancing practitioner local to a house you are buying, due to the familiarity of the area and possible local concerns - however this is moot. The majority of conveyancers are now via the internet and may be any place in the world.