lenderpanel

Find a Hartfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hartfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hartfield home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hartfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hartfield

How do I identify freehold conveyancing in Hartfield?

First ask relatives who they experienced using in the past and if they were happy with the service.

Second, use a search tool on the web for conveyancing in Hartfield. Call two or three listed and request that they send you their conveyancing charges and speak to the lawyer who will oversee your legal process beforecommitting.

Option 3 is to make use of our search tool to help you find the right solicitors for you based on your unique expectations including area of the property,deadlines, complications and who your intended mortgage company is. Resist the temptation to go for £99 conveyancing in Hartfield

Why do I have to pay up front when it comes to conveyancing in Hartfield?

If you are buying a property in Hartfield your lawyer will request that you place them with monies to cover the search fees. Normally this is needed to cover the fees of the Local Authority Search. If any deposit is payable against the purchase price then this will be required immediately ahead of exchange of contracts. The closing balance that is due should be transferred a few days prior to the completion date.

My wife and I are selling our property in Hartfield and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using an internet conveyancing outfit rather than a conveyancing solicitor in Hartfield. We have lived in Hartfield for many years we know of no issue. Is it a good idea to get in touch with our local Authority to seek clarification that there is no issue.

It sounds as though you may have a conveyancing firm already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Hartfield is where the house is located. Is there any advice you can impart?

Flying freeholds in Hartfield are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hartfield you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hartfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

My step-son is about to join the property ladder, he had his mortgage in principle. One the seller agreed the offer on the apartment we contacted the lender to issue the formal offer. We were very surprised to hear that mortgage companies do not accept all conveyancing practitioner, they need to be on their approved list, is this legal?

Lenders ordinarily imposes restrictions either the type or the number of conveyancing firms on their panel. Typical examples of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Hartfield solicitor on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Unlikely.

Last updated

Find out more about how flying freehold can affect your the value of a property.