All was ready to move into my new home in Grange Park next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the bank. What does the insurance need to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not specific to conveyancing in Grange Park.

It has been 4 months since my purchase conveyancing in Grange Park took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Is it best to go with a Grange Park conveyancing solicitor in close proximity to the house I am purchasing? I have an old university friend who can execute the legal formalities but his firm is located over three hundred miles drive away.

The primary upside of using a high street Grange Park conveyancing practice is that you can drop in to sign paperwork, deliver your ID and pester them if necessary. Having local Grange Park know how is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and the majority were impressed that must outweigh using an unfamiliar Grange Park conveyancing solicitor just because they are round the corner.

Expecting to complete next month on a garden flat in Grange Park. Conveyancing solicitors inform me that they report fully on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Grange Park should include some of the following:

Repair and maintenance of the property if lease has a provision for a slush fund? Setting out your rights in relation to common areas in the building.E.G., does the lease contain a right of way over a path or staircase? Does the lease prevent you from subletting the property, or working from home

I have tried to negotiate informally with with my landlord for a lease extension without success. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a Grange Park conveyancing firm to help?

in cases where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the relevant legislation it is possible to make an application to the Leasehold Valuation Tribunal to calculate the price payable.

An example of a Lease Extension case for a Grange Park residence is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case affected 1 flat. The unexpired lease term was 81.79 years.

My wife and I yesterday become aware that one of the directors of the law firm acting on the purchase conveyancing in Grange Park is an aunty of the vendor. Is this acceptable?

On the basis that there is no conflict of interest this is permitted. Where you are requiring mortgage finance then the mortgage company may have a say as many mortgage companies have specific requirements on this. For example for Bradford & Bingley as of 6/9/2025, the requirements read as follows :