I am under pressure from the executor of a property in Enfield to exchange within four weeks. What can I do to expedite matters?

First, If you are under a tight deadline to sign contracts it is highly recommended that your conveyancer is familiar with the area as they will make use of local relationships and intelligence. It is possible that they would have handled otherhouses in the same neighbourhood. You would be best advised to use a Enfield conveyancing lawyer. In addition, make sure that the conveyancing firm is on the lender panel. It is estimated that just under twenty per cent of Enfield conveyancing transactions are frustrated or jeopardised after finding out that a purchaser’s solicitor was not on their mortgage lender’s panel. This can often result in the legal transfer of property being delayed by an average of 21 days. It is said that this issue impacts approximately one hundred thousand home sales every year. Many Enfield conveyancing practices can not represent certain mortgage companies so do check at the outset.

In what way does my ID and proof of funds have anything to do with my conveyancing in Enfield? Why is this being asked of me?

To satisfy the Money Laundering Regulations any Enfield conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility bill evidencing your correct address.

In accordance with Money Laundering Regulations, property lawyers are required to investigate not simply the identity of conveyancing clients but also the source of the money that they receive in respect of any matter. An unwillingness to disclose this may lead to your solicitor cancelling their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers are duty bound to inform the appropriate authorities should they consider that any monies received by them may contravene the Anti-terror and anti-money-laundering rules.

Can you point me to a directory of panel solicitors in Enfield on the Building Society Association’s Website?

No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings available over the internet. Where you are seeking to appoint a Enfield on the please make the most of our facility.

Is it the case that all Enfield solicitor practices on the conveyancing panel are overseen by the SRA?

As a firm of solicitors, in order to be on the approved list of solicitors they would need to be regulated by the SRA. Many banks do permit licenced conveyancers on their panel in which case such firms would be overseen by the Council of Licensed Conveyancers.

I have decided to exercise my right to buy my property in Enfield off the council. I have a mortgage agreed with . Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

Should my lawyer be raising questions about flooding during the conveyancing in Enfield.

The risk of flooding is if increasing concern for conveyancers carrying out conveyancing in Enfield. There are those who purchase a property in Enfield, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.

Conveyancers are not best placed to impart advice on flood risk, however there are a various checks that may be initiated by the purchaser or by their solicitors which will give them a better appreciation of the risks in Enfield. The standard property information forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the vendor to discover whether the premises has suffered from flooding. In the event that flooding has previously occurred and is not revealed by the owner, then a buyer may commence a claim for damages as a result of such an inaccurate answer. A purchaser’s conveyancers should also conduct an environmental report. This will disclose whether there is a recorded flood risk. If so, additional investigations will need to be conducted.

How easy is it to transfer to a new solicitor as I have to choose a firm on the conveyancing list. I instructed a family conveyancing solicitor in Enfield round the corner but she is not approved by

We will our best to assist in finding you a conveyancing solicitor in Enfield on the panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Enfield. Using the find a conveyancing solicitor tool on this page, you can scrutinise charges for conveyancing solicitors in Enfield and throughout England and Wales.