Can your site be used to locate a Conveyancing solicitor in Enfield even if I’m not purchasing or disposing of a house, for instance where I wish to acquire an office in Enfield with a mortgage from National Westminster Bank?

Our comparison service is mainly there to get a quote from residential conveyancing solicitors in Enfield but we have listed towards the end of this page a selection of Enfield commercial conveyancing firms. You should speak with the company directly to see if they can also act for National Westminster Bank

What can a local search inform me regarding the property my wife and I buying in Enfield?

Enfield conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations such as Onsearch The local search plays a central role in many a Enfield conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Enfield is the location of the property. Can you shed any light on this issue?

Flying freeholds in Enfield are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Enfield you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Enfield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

We're first time buyers - had an offer accepted, yet the property agent has warned us that the vendor will only move forward if we use their chosen conveyancers as they want a ‘quick sale’. Our preferred option is to instruct a local conveyancer with experience of conveyancing in Enfield

It is highly unlikely the owners are driving this. If they require ‘a quick sale', taking such a hostile approach to a genuine buyer is counter productive. Try to communicate with the vendors directly and make sure they comprehend that (a)you are genuine buyers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Enfield conveyancing lawyers - not the ones that will give the estate agent a kickback or achieve conveyancing figures pre-set by corporate headquarters.

I am the registered owner of a ground floor flat in Enfield. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?

Where there is a missing freeholder or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to calculate the sum to be paid.

An example of a Lease Extension case for a Enfield residence is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case affected 1 flat. The unexpired residue of the current lease was 81.79 years.

What are the common problems that you witness in leases for Enfield properties?

There is nothing unique about leasehold conveyancing in Enfield. All leases are individual and drafting errors can result in certain provisions are not included. For example, if your lease is missing any of the following, it could be defective:

Clauses dealing with recovering service charges for expenditure on the building or common parts. A provision to repair to or maintain parts of the premises

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Barclays , The Royal Bank of Scotland, and Godiva Mortgages Ltd all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, obliging the buyer to withdraw.