I know that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a house in Botany Bay? or I am told that there is a law dating back centuries that could mean that house owners living in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this relevant for conveyancing in Botany Bay?

Unless a prior purchase of the house completed post 12 October 2013 you can take it that lawyers carrying out conveyancing in Botany Bay to remain encouraging a chancel search and or chancel repair liability policy.

The deeds to our home can not be found. The lawyers who did the conveyancing in Botany Bay 5 years ago are no longer around. What do I do?

Gone are the days when you need to have the physical original deeds to establish that you are the registered proprietor of land or property, as the Land Registry hold details of all registered land or property electronically.

I'm buying my first flat in Botany Bay with a mortgage from . The builders refused to reduce the price so I negotiated 6k of additionals instead. The sale representative suggested that I not inform my solicitor about the extras as it could impact my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Botany Bay Leasehold Conveyancing - Sample of Questions you should consider Prior to Purchasing

Many Botany Bay leasehold properties will be liable to pay a service charge for the upkeep of the building set on behalf of the freeholder. If you purchase the property you will have to meet this contribution, normally in instalments during the year. This may be anything from a couple of hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a rentcharge to be met yearly, this is usually not a exorbitant figure, say around £25-£75 but you should to enquire as occasionally it could be surprisingly expensive. Can you tell me if there are any major works in the near future that will add a premium to the maintenance fees? It is important to be aware whether a new roof is being put on or some other significant cost is anticipated that will be shared amongst the leasehold owners and will dramatically increase the the service charges or require a specific payment.

What is the reason for new build conveyancing in Botany Bay being more expensive?

Acquiring a new build property is significantly distinct from the normal house buying conveyancing in Botany Bay. For a start housebuilders usually insist contracts to exchange within a tight deadline, so there is a a great deal of pressure on your to ensure all is in order. Furthermore new build conveyancing often involve examination of adoption of highways, drains, planning considerations, building warranties or architects certificates. Lenders requirements are also more demanding. Given the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.