I am buying a house mortgage free in Southgate. I have lived for the previous Seventeen years in Southgate. Conveyancing searches are expensive. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a home loan, then the vast majority of the Southgate conveyancing searches are optional. Your lawyer will 'advise', no-doubt strongly, that you should have searches carried out, but he has a professional duty to take that path of guidance. One thing to take into account; if you are going to sell the house one day, it could be of relevance to your future buyer what the searches disclose. There are plenty of instances where premises with no practical issues can still reveal adverse search results. A competent conveyancing solicitor in Southgate should be able to give you some practical guidance concerning this.
We are buying a property and require a conveyancing solicitor in Southgate who is on the HSBC solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Southgate.
We expect to receive a AIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Southgate solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Southgate solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Southgate conveyancing practitioner on the HSBC panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
Completion of my purchase has taken place for my property in Southgate. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
What makes your site different to other online quote calculators for conveyancing in Southgate?
At this site get an accurate costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the issues for your conveyancing in Southgate. Unlike many estate agents and brokerage sites we do not charge firms a commission if you choose them for your home move in Southgate
I need to instruct a conveyancing solicitor in Southgate for my house move. Can I review a solicitor's complaints history with the profession’s regulator?
One can find documented Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find information Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The SRA could recorded telephone calls for training requirements.