We are about to sign contracts for a semi detached house in Fortis Green. We encountered a problem. The mortgage offer with Virgin Money expires on 7/11/2025 but the sellers are suggesting a completion date of 11/11/2025. Can one extend the mortgage expiry date?
The person best placed to deal with your question is your solicitors who should calculate whether they corresponding with the mortgage company, seller’s representatives, estate agents or conceivably all three taking into account the history of your conveyancing as of today.
What is the optimum way to discover of the solicitor handling my conveyancing in Fortis Green is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Platform Home Loans Ltd thus spending £192.00 in additional legal bill.
Feel free to make the most of the search tool on this web page. Pick the mortgage company and type ‘Fortis Green’ or your preferred area and you will be presented with a number of lawyer based in Fortis Green or by proximity to you.
When it comes to mortgage companies such as Yorkshire BS, do Fortis Green conveyancers incur a yearly amount to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Fortis Green solicitor on the Santander panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
I was told two weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Fortis Green is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
My cousin has suggested that I appoint his lawyers for conveyancing in Fortis Green. Do I take his guidance?
Much as we are happy to recommend a Fortis Green conveyancing lawyer the ideal way to find a conveyancing solicitor is to seek guidance from friends or family who have previously instructed the firm that you are considering.
Can you offer any advice when it comes to choosing a Fortis Green conveyancing firm to deal with our lease extension?
When appointing a conveyancer for lease extension works (regardless if they are a Fortis Green conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of work. We suggest that you speak with two or three firms including non Fortis Green conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be useful:
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Can they put you in touch with clients in Fortis Green who can give a testimonial? How familiar is the practice with lease extension legislation?
Notwithstanding our best endeavours, we have been unsuccessful in trying to purchase the freehold in Fortis Green. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We are happy to put you in touch with a Fortis Green conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Fortis Green property is 21 St Matthews Court Coppetts Road in February 2013. the applicant applied to the Tribunal for a determination of the premium payable for a lease extension pursuant to Section 48 of the Leasehold Reform (Housing and Urban Development ) Act 1993. The tribunal therefore ordered that the premium was to be £13,267. This case was in relation to 1 flat. The remaining number of years on the lease was 68 years.