We were just about to sign contracts for a semi detached house in North Finchley. We encountered a snag. The loan offer with TSB expires on 1/4/2026 but the vendors are suggesting a completion date of 7/4/2026. Is it possible to extend the loan expiry date?

The best person to deal with your question is your solicitors who will hopefully assess whether he or she is corresponding with the lender, vendor’s conveyancers, property agents or indeed all three based on the history of your transaction to date.

The deeds to my house are lost. The conveyancers who did the conveyancing in North Finchley 10 years ago no longer exist. What are my next steps?

In today’s world there are duplicates made of almost everything, and your conveyancer should know exactly where to find all the appropriate documentation so you can buy or dispose of your house without any difficulty. If duplicates are not available, your lawyer may be able to arrange cover in the form of insurance or indemnities protecting you against future claims on your property.

I am buying a new build flat in North Finchley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in North Finchley

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

I am looking for a flat up to £305k and found one close by in North Finchley I like with amenity areas and transport links in the vicinity, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in North Finchley in this price bracket, so just wondered if I would be making a grave error buying a short lease?

If you need a home loan that many years will likely be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.

I am on look out for some leasehold conveyancing in North Finchley. Before diving in I want to be sure as to the unexpired term of the lease.

If the lease is recorded at the land registry - and most are in North Finchley - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I have attempted and failed to negotiate with my landlord to extend my lease without getting anywhere. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a North Finchley conveyancing firm to act on my behalf?

Most certainly. We are happy to put you in touch with a North Finchley conveyancing firm who can help.

An example of a Lease Extension case for a North Finchley premises is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case related to 1 flat. The unexpired term as at the valuation date was 76 years.