I plan on purchasing a maisonette in Kingston Vale. My lawyer is not on the bank solicitor panel. Is it possible for me to appoint my Kingston Vale conveyancing solicitor even though they are not on the mortgage company list of approved lawyers?

You will need to have a solicitor to complete the formalities when you take out a loan to buy your home. They will conduct all the appropriate legal checks on the property, make sure that you will be registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. You can appoint a Kingston Vale solicitor of your choice. Nevertheless, if the lawyer selected is not a member of the bank solicitor panel supplemental fees will be levied as separate legal representation will be required by them. Bank panel applications may be submitted, so provided your solicitor has not historically applied for membership they can do so.

I am selling my house in Kingston Vale. Will the lawyer need to be on the UBS conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.

Do I need to take out insurance to protect me from financial exposure to chancel repairs when acquiring a residence in Kingston Vale?

Unless a previous acquisition of the house completed post 12 October 2013 you may expect solicitors delivering conveyancing in Kingston Vale to continue to advocate a chancel search and or chancel repair liability insurance.

Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who dealt with the conveyancing in Kingston Vale 4 years ago are no longer around. What do I do?

Assuming the title is registered the information relating to your ownership will be documented by the Land Registry under a Title Number. It is easy to conduct a search at the Land Registry, identify your house and get current copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.

Having had my offer accepted I require leasehold conveyancing in Kingston Vale. Before diving in I require certainty as to the remaining lease term.

If the lease is registered - and 99.9% are in Kingston Vale - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Kingston Vale conveyancing firm to help?

if there is a absentee freeholder or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to judgment on the sum to be paid.

An example of a Freehold Enfranchisement decision for a Kingston Vale residence is 19 St. Margarets Crescent in August 2010. the tribunal was of the view that the premium to be paid by the leaseholder for the freehold reversion was £51,983.00 This case was in relation to 3 flats. The number of years remaining on the existing lease(s) was 66.25 years.