It is 10 years ago since I acquired my property in Fallowfield. Conveyancing solicitors have now been retained on the sale but I am unable to find my title deeds. Will this jeopardise the sale?

You need not be too concerned. Firstly there is a chance that the deeds will be retained by the mortgage company or they may stored with the solicitor who handled your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. The vast majority of conveyancing in Fallowfield relates to registered property but in the unlikely event that your home is not registered it is more of a problem but is resolvable.

My uncle passed away 10 months ago and as sole heir and executor I was left the property in Fallowfield. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this possible?

If you plan to refinance then Yorkshire BS will require that you use a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.

I am buying a new build apartment in Fallowfield. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Fallowfield

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared.

In scouring the web for the term conveyancing in Fallowfield it brings up numerous property lawyersin the area. With so much choice what is the best way to find the suitable conveyancer for me?

The preferential method of finding the right conveyancer is through a trusted testimonial, so ask colleagues and those you trust who have purchased a property in Fallowfield or a reputable estate agent or mortgage broker. Costs for conveyancing in Fallowfield differ, so it's sensible to obtain a minimum of three quotes from different conveyancers. Make sure that you clarify that the fees are fixed.

I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great price which is making it more attractive. I have since discovered that it's a leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in Fallowfield. Conveyancing advisers have not yet been appointed. Will they explain the issues?

The majority of houses in Fallowfield are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in Fallowfield so you should seriously consider shopping around for a Fallowfield conveyancing practitioner and check that they have experience in advising on leasehold houses. First you will need to check the number of years remaining. As a lessee you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the freeholder’sconsent to carry out changes to the property. You may also be required to pay a service charge towards the upkeep of the communal areas where the house is part of an estate. Your solicitor should appraise you on the various issues.

Leasehold Conveyancing in Fallowfield - Examples of Queries before buying

Is there a share of the freehold? Please note that where the lease has less than 80 years it will have adverse implications on the value of the flat. It is worth checking with your lender that they are willing to go ahead with the loan given the lease term. Leases with fewer than 80 years remaining means that you will probably have to extend the lease sooner rather than later and you need to have some idea of how much this would cost. For most Fallowfieldlease extensions you would be be obliged to have been the owner of the premises for a couple of years before you are eligible to extend the lease.