My husband and I are buying a 2 bedroom apartment in Castelnau with a mortgage. We have a Castelnau lawyer, however the mortgage company advise she’s not on their "panel". We have to appoint one of the bank panel solicitors or keep our Castelnau conveyancing practitioner as well as pay for one of their panel lawyers to act for them. We consider that this is inequitable; are we not able to require that the mortgage company use our Castelnau conveyancer ?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Castelnau conveyancing lawyer to apply to be on the conveyancing panel.

I have a semi-detached Victorian house in Castelnau. Conveyancing lawyer acted for me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the matching address. Is it worth asking Alliance & Leicester to clarify?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Castelnau and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing practitioner who conducted the purchase.

Is there anything unique about your site and alternative online quote calculators for conveyancing in Castelnau?

At this site receive a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Castelnau. As opposed to estate agents and brokerage sites we do not charge firms a fee if you choose them for your conveyancing in Castelnau

My father has suggested that I appoint his conveyancers in Castelnau. Should I use them?

No doubt the best way to find a conveyancing solicitor is to seek feedback from friends or family who have previously instructed the firm you're considering.

Is there a difference between surveying and conveyancing in Castelnau?

Conveyancing - in Castelnau or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are purchasing and will help you find out about the condition of the building and, if there are problems, give you leverage for negotiating the buying price down or asking the vendor to fix the defects prior to you move in.