Souldappointing a Camden conveyancing practice make my purchase more efficient?
Camden is a special area, where neighbourhood know-how is a significant benefit. The laid-back lifestyle has an upside – just not when it comes to your house move. The conveyancers that we endorse host wide Camden knowledge with a proactive, hands-onattitude that helps the conveyancing to progress with the minimum of fuss. It will certainly help that they benefit from good rapport with financial advisers, search providers, valuers and counterpart Camden conveyancing firms
My home in Camden is up for sale and I have a purchaser. Will my solicitor have to be required to be on the Clydesdale conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Clydesdale conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.
We had chosen conveyancers located in Camden on the UBS solicitor panel. They are now charging me a supplemental charge for dealing with the UBS mortgage. Is this an additional conveyancing fee specified by UBS?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your lawyer can charge a fee for this. The fee is not dictated by UBS but by your Camden conveyancer. Some firms on the UBS panel will quote ’dealing with mortgage’ fee but many firms include it on their overall fee.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Camden building society branch on various occasions and was told it does not affect the mortgage offer and they would lend. My Camden conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
As long as the property lawyer is on the bank approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I recently had an offer accepted on an apartment in Camden. My mortgage broker pressured me to appoint their conveyancer. I paid an advanced payment of £225. Not long after, the solicitor contacted me to say that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What does commercial conveyancing in Camden cover?
Camden conveyancing for business premises incorporates a wide range of advice, provided by qualified solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
My father-in-law has urged me to appoint his conveyancers in Camden. Should I use them?
There are no two ways about it the ideal way to choose a conveyancing practitioner is to seek recommendations from friends or relatives who have experience in using the firm that you are are thinking of instructing.