Do I find a Licenced Conveyancer or Solicitor for conveyancing in Kentish Town?

There are many recorded licenced Conveyancers in Kentish Town and Solicitor partnerships in Kentish Town to choose from It is important to make clear that both are regulated professionals specialising in the legal aspects of transferring property. Both can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

We are getting a further advance on our mortgage from Santander as we intend to carry out improvements to our house in Kentish Town. Are we obliged to choose a high street Kentish Town solicitor on the Santander conveyancing panel to deal with the legals?

Santander don't usually instruct a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander panel.

The formalities of my purchase has taken place for my property in Kentish Town. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

My wife and I have a semi-detached Edwardian property in Kentish Town. Conveyancing solicitor acted for me and Accord Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kentish Town and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing practitioner who conducted the conveyancing.

Is it possible to transfer to a new solicitor as I have to appoint one who is on the The Mortgage Works conveyancing panel. I had appointed a family conveyancing solicitor in Kentish Town five minutes from me but the firm is not accepted by The Mortgage Works

We will our best to assist in finding you a conveyancing solicitor in Kentish Town on the The Mortgage Works panel. Please note that the law firms that we list do not pay us a referral fee if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Kentish Town. Using search facility on this site, you can contrast charges for conveyancing solicitors in Kentish Town and throughout England and Wales.

Notwithstanding our best efforts, we have been unsuccessful in seeking a lease extension in Kentish Town. Can this matter be resolved via the Leasehold Valuation Tribunal?

Most certainly. We can put you in touch with a Kentish Town conveyancing firm who can help.

An example of a Lease Extension case for a Kentish Town flat is Flat 2 27 Mackeson Road in December 2012. The Tribunal assessed the value of the lease extension premium at £35,435 and rounded the figure to £35,500 This case related to 1 flat. The number of years remaining on the existing lease(s) was 64.77 years.

What makes a Kentish Town lease unmortgageable?

Leasehold conveyancing in Kentish Town is not unique. Most leases are individual and legal mistakes in the legal wording can result in certain sections are erroneous. The following missing provisions could result in a defective lease:

Repairing obligations to or maintain elements of the premises

A defective lease can cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Santander, Barnsley Building Society, and Nottingham Building Society all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, forcing the purchaser to withdraw.

My hope is to acquire a garden maisonette in Kentish Town. Conveyancing lawyer is waiting for, from the vendor, building insurance paperwork. This morning I was advised that the seller must send the insurance paperwork for the flat above also. Why would my solicitor want to check the insurance for the other flat? Is it strictly required? We have been stalled for the previous month…

It is not impossible in leasehold conveyancing in Kentish Town to find Conveyancing in Kentish Town in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats as opposed to the freeholder insuring the complete block - which is definitely better. Do contact your conveyancing practitioner but it would appear that your property lawyer is attempting to verify that the complete building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be reconstructed for lack of insurance.