I purchased a freehold premises in Bursledon yet charged rent, why is this and what is this?

It is rare for properties in Bursledon and has limited impact for conveyancing in Bursledon but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be dispensed with completely.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Bursledon. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/12/2025, the requirements read as follows :

Will our solicitor be raising questions concerning flooding during the conveyancing in Bursledon.

Flooding is a growing risk for lawyers dealing with homes in Bursledon. Some people will buy a house in Bursledon, completely aware that at some time, it may be flooded. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not qualified to offer advice on flood risk, but there are a number of checks that can be undertaken by the purchaser or on a buyer’s behalf which will figure out the risks in Bursledon. The standard completed inquiry forms given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) contains a standard question of the seller to find out whether the premises has suffered from flooding. If flooding has previously occurred which is not notified by the owner, then a purchaser may issue a compensation claim stemming from an misleading response. The buyer’s solicitors should also conduct an environmental report. This will disclose whether there is a recorded flood risk. If so, more detailed investigations should be conducted.

I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a simple, chain free conveyancing. Bursledon is where the house is located. Can you shed any light on this issue?

Flying freeholds in Bursledon are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bursledon you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bursledon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Me and my wife are selling a Bursledon apartment left to us 5 years ago in 2012. I have over twenty years conveyancing experience and, although retired, see no reason not to conduct my own conveyancing. The buyer's lawyer has informed me that their bank will not allow us to do our own conveyancing mandating that the funds to be transferred to a solicitor's bank account.

Lending instructions to solicitors from all CML members specify that If the vendor is not legally represented the borrower's lawyers should check whether the mortgage company needs to be told so that a decision can be made if they are prepared to move forward.