I am expecting a mortgage offer from Nat West. I intend to instruct a Licensed Conveyancer in Bursledon. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Some advice if I may. My Bursledon conveyancer is assuring me that she is duty bound toapply for Bursledon conveyancing searches resulting from the fact thatthe firm are on the Virgin Moneyapproved lawyer panel. Is my conveyancer correct?

Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with a mortgage company your has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Bursledon conveyancing searches.

Are the BSA planning on creating a online directory to to identify firms on the conveyancing panel for example in Bursledon?

We are not aware of any intention on the part of the BSA to promote such a tool.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a simple, chain free conveyancing. Bursledon is where the house is located. Is there any advice you can impart?

Flying freeholds in Bursledon are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bursledon you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bursledon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I need to switch lawyers as my Bursledon lawyer is not on the mortgage company's panel of conveyancing solicitors. Is it practical to instruct different lawyers?

If you haven't yet appointed a conveyancer to start work and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Bursledon that you're considering.