My wife and I are buying a ground floor flat in Brewood. My Solicitor is not listed on the bank solicitor panel. Is it possible for me to appoint my Brewood conveyancing solicitor even though they are excluded from the mortgage company panel of approved conveyancing solicitors?

You will need to instruct a conveyancer to complete the legal work required when you require a mortgage to buy your home. They will conduct all the appropriate legal checks on the property, make sure that you’re registered as proprietor and ensure that all the required mortgage documentation is dealt with. You can appoint a Brewood solicitor of your choice. However, where the solicitor appointed is not on the lender solicitor panel further fees will arise as separate legal representation will be need by the mortgage company. Lender panel applications may be submitted, so if your lawyer has not in the past applied for membership they can do so.

Having sold my house in Brewood last December but the buyer keeps whats apping daily to moan that their solicitor needs to hear from mine. What should my lawyer have done now that I have sold?

After completion of your disposal your conveyancer should forward the transfer documentation and all of the paperwork to the purchaser's lawyers. Depending on the transaction, your lawyer should also confirm that the home loan has been repaid to the buyers solicitors. There are no post completion steps specific conveyancing in Brewood.

Have just purchased a repossessed house at auction in Brewood. Conveyancing is necessary. What is next?

Given that you are now legally committed yourself to purchase you should choose a conveyancing lawyer as a matter of urgency as you will have a pending a drop dead date to complete the property. An auction property should have a bespoke legal pack. This will include evidence of title and search results. Where you are dealing with leasehold premises the legal pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You should give this to the solicitor working for you at the earliest opportunity. You also need to ensure that you have funds organised to complete the transaction on the set completion date.

We previously chose solicitors with offices in Brewood on the Barclays solicitor panel. They have just billed me a supplemental charge for dealing with the Barclays mortgage. Is this a supplemental conveyancing fee specified by Barclays?

Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your solicitor is entitled to charge a fee for this. This fee is not dictated by Barclays but by your Brewood lawyer. Numerous firms on the Barclays panel will levy ’dealing with mortgage’ fee but many practices incorporate it on their overall fee.

Planning on purchasing a flat in Brewood. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Brewood conveyancer is on the Principality conveyancing panel.

I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a property in Brewood? or Apparently there is historic law that could mean that house owners living in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this relevant for conveyancing in Brewood?

Unless a prior acquisition of the property took place post 12 October 2013 you can expect conveyancing practitioners carrying out conveyancing in Brewood to continue to recommend a chancel search and or insurance against a claim.

Having had my offer accepted I require leasehold conveyancing in Brewood. Before I get started I require certainty as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and 99.9% are in Brewood - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Brewood Leasehold Conveyancing - Examples of Queries before buying

The answer will be helpful as a) areas can result in problems for the block as the communal areas may start to deteriorate where maintenance remain unpaid b) if the leasehold owners have an issue with the running of the building you will want to know about it Does the lease have onerous restrictions?