Is the fact that my solicitor in Albrighton is not on my bank's solicitor panel that there is a problem with the quality of the firm’s conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Albrighton conveyancing firm and ask them why they are no longer on the approved list for your lender.
Due to complete my purchase in Albrighton next Thursday. My conveyancer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These requirements are not specific to conveyancing in Albrighton.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Albrighton. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/12/2025, the requirements read as follows :
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Albrighton and how can you help?
The 1954 Act gives security of tenure to business tenants, granting the dueness to make a request to court for a renewal lease and remain in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Albrighton is one of the numerous areas of the UK in which the firms we work with are located
Completion is due on our sale of a £325,000 garden flat in Albrighton next Wednesday. The freeholder has quoted £360 for Landlord’s certificate, insurance certificate and 3 years service charge statements. Is the landlord entitled to charge an administration fee for a flat conveyance in Albrighton?
Albrighton conveyancing on leasehold flats normally involves the purchaser’s solicitor sending questions for the landlord to answer. Although the landlord is not legally bound to respond to such questions most will be content to do so. They are entitled to levy a reasonable charge for answering questions or supplying documentation. There is no set fee. The average fee for the information that you are referring to is £350, in some situations it is in excess of £800. The management information fee demanded by the landlord must be sent together with a synopsis of entitlements and obligations in respect of administration charges, without which the charge is technically not due. Reality however dictates that one has little option but to pay whatever is demanded should you wish to exchange contracts with the buyer.
Albrighton Leasehold Conveyancing - Sample of Queries Prior to Purchasing
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Are any of leasehold owners in arrears of their service charge liability? Its a good idea to discover as much as possible regarding the company managing the building as they will either make living at the property much simpler or uncomfortable. As the owner of a leasehold property you are often at the mercy of the managing agents from a financial perspective and when it comes to practical issues such as the upkeep of the communal areas. Don't be afraid to ask other people whether they are happy with them. On a final note, investigate as to the dates that you are obliged pay the service charge to the relevant party and precisely what you get for your money. Best to be warned whether changing the roof or some other significant cost is anticipated to be shared amongst the tenants and will dramatically impact the level of the maintenance charges or result in a specific payment.