I am getting a offer of a home loan from Lloyds. I would like to enlist the help of a Licensed Conveyancer in Frinton and Walton. Does the Lloyds Solicitor panel allow for Licensed Conveyancers?

The Lloyds approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

I own a freehold residence in Frinton and Walton yet pay rent, why is this and what is this?

It’s unusual for properties in Frinton and Walton and has limited impact for conveyancing in Frinton and Walton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a residence in Frinton and Walton? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this suitable for conveyancing in Frinton and Walton?

Unless a prior purchase of the house took place post 12 October 2013 you could take it that lawyers handling conveyancing in Frinton and Walton to continue to advocate a chancel search and or chancel repair liability policy.

I am downsizing from my property. My past lawyers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Frinton and Walton if that makes a difference.

Do use our search tool to help you choose a solicitor for your conveyancing in Frinton and Walton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

I happen to be an executor of my recently deceased aunt’s Will, with a house in Frinton and Walton which will be marketed. The property has never been registered at the Land Registry and I'm told that many estate agents will insist that it is done before they'll move forward. What's the mechanism for this?

In the circumstances that you have set out it seems prudent to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.