I am not in a position to travel far from Cirencester. What is the rationale as to why all Cirencester lawyers are not on all bank panels?

Mortgage companies highlight the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud annually.The removal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for lenders to review their conveyancing panels, which triggered a major policy change in the sector. It resulted in banks and building societies pruning less reputable firms off their books of approved solicitors .

Are there restrictive covenants that are commonly identified as part of conveyancing in Cirencester?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Cirencester. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm buying a new build house in Cirencester benefiting from help to buy. The builders refused to move on the price so I negotiated 6k of extras instead. The sale representative advised me not inform my conveyancer about the side-deal as it will adversely affect my loan with Skipton Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Cirencester cover?

Non domestic conveyancing in Cirencester covers a broad array of advice, offered by regulated solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

In my capacity as executor for the will of my father I am selling a residence in Monmouth but reside in Cirencester. My lawyer (based 235 kilometers awayrequires that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Cirencester who can attest and place their company stamp on the document?

Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Cirencester based