My mortgage broker has requested my Biggleswade solicitor’s panel reference for the Nationwide conveyancing panel. Can you suggest how I obtain this. I have tried my local Biggleswade office but they don't know it.
You are best placed to get this information from your Biggleswade solicitor . Most Biggleswade law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
My stepmother informed me that in purchasing a property in Biggleswade there could be various restrictions prohibiting external alterations to a property. Is this right?
We are aware of a number of properties in Biggleswade which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Biggleswade should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Two weeks ago we had a mortgage agreed in principle with Co-operative. Biggleswade conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Co-operative?
There is no definitive answer here. Have Co-operative conducted the valuation? Have you informed Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Completion of my remortgage has taken place for my property in Biggleswade. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am looking for a flat up to £235,500 and found one near me in Biggleswade I like with amenity areas and railway links in the vicinity, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in Biggleswade suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage the shortness of the lease will be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this.
We're new on the property ladder - agreed a price, but the agent advised that the seller will only proceed if we use their chosen solicitors as they want a ‘quick sale’. My instinct tells me that we should use a high street solicitor who is familiar with conveyancing in Biggleswade
It is unlikely the sellers are behind this. Should the vendor require ‘a quick sale', taking such a hostile approach to a motivated purchaser is going to damage their objectives. Avoid the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you are going to instruct your own,trusted Biggleswade conveyancing lawyers - rather thanthe ones that will earn the negotiator at the agency a referral fee or hit his conveyancing targets set by senior management.
I acquired a flat in Biggleswade last 13/6/2024 and to date it is still not recorded with the Land Registry. It is part of a development site and my conveyancing practitioner told me that it can take 12 months to complete the registration formalities. I have contacted the Land Registry directly and they say that the initial application was cancelled due to failure to reply to requisitions. What can I do?
It is your conveyancer that you must turn to here in order to satisfy any issues which have arisen as part of the registration formalities for your Biggleswade property. Normal Biggleswade conveyancing practice includes an undertaking on the part of the previous owner’s conveyancing practitioner that they will assist in resolving any requisition raised by HMLR so it may be a case of seeking to enforce that undertaking in some way.