Do the conveyancing solicitors via your comparison service perform attended exchange conveyancing in Baldock?

There are a few conveyancing experts who can conduct attended exchanges. Please contact us to receive a fee calculation and details as to dates.

Completed the sale of my flat in Baldock last May but my buyer keeps Skype messaging daily to moan that her conveyancer is waiting to hear from mine. What are the post completion sale formalities now that I have sold?

After completion of your disposal your conveyancer is obliged to deliver the transfer deeds and all additional paperwork to the purchaser's lawyers. If applicable, your conveyancer must also confirm that the legal charge in favour of the lender has been repaid to the purchasers solicitors. There are no post completion tasks peculiar conveyancing in Baldock.

My husband and I have arranged the release of further monies on our mortgage from HSBC as we wish to carry out improvements to our home in Baldock. Are we obliged to select a local Baldock solicitor on the HSBC conveyancing panel to deal with the paperwork?

HSBC do not ordinarily instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC conveyancing panel.

I am selling my flat. I had a double glazing fitted in April 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Virgin Money are being difficult. The Baldock solicitor who is on the Virgin Money conveyancing panel is saying indemnity insurance will be fine but Virgin Money are requiring a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?

It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

After what feels like an age I have had an offer on an apartment in Baldock agreed to, but there is a chain. The sellers have offered on a flat, however it’s not yet agreed to, and have viewings of other flats booked. I have chosen a high street conveyancing solicitor in Baldock. What do I do now? At what point should I apply for the mortgage with Nationwide?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then survey, Baldock conveyancing search costs, etc). First, you must ensure that your lawyer is on the Nationwide approved list. Regarding the subsequent stages this very much dictated by the specifics of your transaction, attraction to this property and on the state of the market. In a rising market the majority of purchasers will apply for a home loan with Nationwide and pay for the valuation and only if it comes back ok would they pay their property lawyer to press on with the conveyancing in Baldock.

Will commercial conveyancing searches reveal planned roadworks that could impact a commercial land in Baldock?

Many commercial conveyancing solicitors in Baldock will order a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Baldock. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Baldock.

For every commercial conveyancing transaction in Baldock it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to Baldock commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Baldock.

I decided to have a survey completed on a property in Baldock ahead of appointing lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders may refuse to issue a mortgage on this type of home.

It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Baldock. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Baldock to see if the conveyancing costs will increase in light of this.