I am considering applying for a mortgage for purchase of a newly converted (under development) in Widdrington with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for ?

In theory, you could use a solicitor that is not on the conveyancing panel, but would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

I have justfound out that Stirling Law have closed. They conducted my conveyancing in Widdrington for a purchase of a leasehold apartment 18 months ago. How can I establish that the property is registered correctly in the name of the previous owner?

The easiest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Widdrington conveyancing specialists.

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Widdrington is where the house is located. What do you suggest?

Flying freeholds in Widdrington are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Widdrington you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Widdrington may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am the registered owner of a garden flat in Widdrington, conveyancing was carried out 1995. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Widdrington with a long lease are worth £165,000. The ground rent is £45 charged once a year. The lease comes to an end on 21st October 50

With 50 years unexpired we estimate the price of your lease extension to range between £36,100 and £41,800 plus professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.

I am hoping to buy a repression house in Widdrington and the bank selling would like to complete inside a week. Can a meet that timeframe? Would it be better to use a local Widdrington firm or an online organisation that advertises to offer speedy conveyancing?

Visit your Widdrington high street. Go in to 3 firms and request to see a conveyancing solicitor for an estimate. Discuss your needs and try and obtain a commitment on speed. Appoint the firm that comes across as most genuine. Be sure to select a on the panel of approved by your bank.