A friend informed me that in buying a property in Warkworth there could be various restrictions as to what one can do in terms of external alterations to the property. Is this right?

There are a number of properties in Warkworth which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Warkworth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My conveyancer has informed me that flying freehold insurance is required on my purchase. What is the level of cover for Warkworth conveyancing?

The appropriate level of flying freehold indemnity insurance depends on your lender. It would differ for example between Halifax and The Mortgage Works. Conveyancing lawyers as opposed to members of the public take out such insurances.

I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Warkworth conveyancing practitioner on the Clydesdale panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Clydesdale has sent the Land Registry the discharge electronically, and
3. Clydesdale has instructed the Land Registry to do so

Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who handled the conveyancing in Warkworth 10 years ago have long since closed. What are my options?

As long as you have a registered title the information relating to your ownership will be recorded by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, locate your property and get current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.

The estate agent has sent us the confirmation of our purchase of a new build flat in Warkworth. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Warkworth

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

I need to retain a conveyancing solicitor for my conveyancing in Warkworth. I happened to chance upon a web site which seems to have the perfect answer If there is a chance to get all the legals completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Are Warkworth conveyancing solicitors under an obligation to the Law Society to issue clear conveyancing figures?

Inbuilt into the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their charges to clients.The Law Society have practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not to be regarded as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, nevertheless, represent the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Warkworth or or elsewhere in the country.