My financial adviser has requested my Blyth law firm’s panel member for the Nationwide conveyancing panel. What is the best way to discover this. I have tried my local Blyth branch but they cant find it on their system.
The sensible thing to do is ask for this information from your Blyth property lawyer . Most Blyth conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
If you had a top tip for choosing a conveyancing solicitor in Blyth what would it be?
It would be unwise to be seduced by the cheapest Blyth conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
We had appointed conveyancers locally in Blyth on the Skipton solicitor panel. They have just billed me an additional fee for dealing with the Skipton mortgage. Is this an additional conveyancing fee specified by Skipton?
Provided it is contained in their Terms and Conditions or estimate then yes your solicitor may charge a fee for this. The fee is not dictated by Skipton but by your Blyth lawyer. Plenty of firms on the Skipton panel will charge ’dealing with mortgage’ fee and others do not.
After months of negotiation I have agreed a price on an apartment in Blyth. My mortgage broker suggested a lawyer. I paid an on account payment of £225. Shortly after, the conveyancing practitioner called me to say that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Due to the advice of my in-laws I had a survey completed on a property in Blyth in advance of instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks will not issue a loan on this type of property.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Blyth. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon spend 450k on a two bedroom apartment in Blyth I wish to have a conversation with the solicitor regarding theconveyancing ahead of appointing the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer due to be doing your property ownership legalities in Blyth.There is no ‘factory style conveyancing’ - each client is an important person, not a file number. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Blyth should be the figure that you are charged.
What are the compelling benefits to using a local lawyer in Blyth
Home movers in Blyth decide on using a nearby high street property lawyer so that they can visit in the event that they have concerns, and to execute paperwork without using the Royal Mail.
One could allege that there is a distinct advantage in selecting a lawyer nearby to a premises you are planning to purchase, due to the in-depth knowledge of the region and possible local concerns - but this is moot. Most conveyancers conduct their work via the web and could be practically anywhere.