All was ready to complete my purchase in West Dean next Monday. My property lawyer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What risks does the bank expect the insurance to cover?
Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These obligations are not limited to conveyancing in West Dean.
I am planning to acquire a flat and require a conveyancing solicitor in West Dean who is on the Leeds Building Society conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Leeds Building Society in certain locations such as West Dean. We dont recommend any particular firm.
Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who dealt with the conveyancing in West Dean 4 years ago no longer exist. What do I do?
You no longer need to have the physical official documentation to prove you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. West Dean is where the house is located. Can you shed any light on this issue?
Flying freeholds in West Dean are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Dean you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Dean may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My husband and I are 18 days into a leasehold purchase having been recommend to a firm by the local agent to do our conveyancing in West Dean. We are not happy. Can you help me find new lawyers?
A conveyancer would need to be very bad to suggest diss instructing them. Has your mortgage been generated? In the event that it has you need to make them aware of the replacement conveyancer and have the loan are issued to the new lawyers. The conveyancer needs to be on the mortgage company approved list to avoid supplemental costs and delays. That should be your first question of the new lawyers. The find a solicitor tool will help you find a lender approved solicitor for your home move in West Dean