My partner and I are purchasing property in Tisbury. My Conveyancer is not listed on the lender solicitor panel. Is it possible for me to appoint my Tisbury conveyancing solicitor even though they are excluded from the bank approved list?

You have numerous choices open to you here

• Proceed with your existing Tisbury property lawyer but your lender will undoubtedly retain a property lawyer on their approved list. This will result in additional cost together with likely interruption.
• Choose a new conveyancer to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
• Appeal to your solicitor to seek to join the mortgage company panel

My fiance and I are refinancing our flat in Tisbury with Virgin Money. We have a son 19 who lives at home. Our solicitor requested us to identify any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this form unique to the Virgin Money conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) Does our son by signing this giving up his rights to inherit the property?

First, rest assured that your Virgin Money conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Virgin Money. This is solely used to protect Virgin Money if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Virgin Money had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

My uncle pointed out to me me that in purchasing a property in Tisbury there may be a number of restrictions affecting the ability to carry out external changes to the property. Is this right?

We are aware of a number of properties in Tisbury which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Tisbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Is there a list of Co-operative panel solicitors in Tisbury on the UK Finance Lenders’ Handbook Website?

No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings viewable over the internet. If you are in need of a Tisbury lawyer on the Co-operative please make the most of our tool.

The mortgage over my property is with Lloyds for my property in Tisbury. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?

Lloyds must be informed of your intention in advance of letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel firm.

I used Action Conveyancing several years ago for my conveyancing in Tisbury. Now, I need my files however the law firm has closed. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Tisbury of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Hoping to buy a property located in Tisbury and I am already nervous. I couldn't find anything specific about Tisbury. Conveyancing will be needed in due course but do you know about the Tisbury area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Tisbury. In the meantime here are some basic statistics that we found