Are the BSA planning on creating a search tool with a view to list practices on the Loughborough BS conveyancing panel for instance in Upton Park?

Lexsure has not been advised of any plans on the part of the BSA to develop such a search facility.

My wife and I buying a victorian detached house in Upton Park. We would like to an extension at the rear at the house.Will legal investigations on the property involve enquiries to determine if these works are permitted?

Your conveyancer should check the deeds as conveyancing in Upton Park will on occasion reveal restrictions in the title documents which prevent certain works or require the consent of another owner. Some extensions require local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Upton Park bank branch on various occasions and was informed it wasn't an issue and they would lend. My Upton Park conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend in accordance with their specific requirements. Who do I believe?

Your conveyancer must follow the Council of Mortgage Lenders’ Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

Having read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Upton Park solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Upton Park surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I bought my flat on 3 June and the transaction details are still not registered. Should I be concerned? My conveyancing solicitor in Upton Park expressed confidence that it will be formalised inside ten days. Are properties in Upton Park particularly slow to register?

As far as conveyancing in Upton Park is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timeframes can adjust subject to who lodges the application, whether it is in order and if the Land registry need to notify any other persons or bodies. Currently approximately three quarters of submission are fully dealt with in less than three weeks but some can be subject to protracted hold-ups. Historically registration is effected after the new owner has moved in to the premises so post completion formalities is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.

I am buying my first flat in Upton Park with the aid of help to buy. The builders refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not reveal to my lawyer about this extras as it could jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Hoping to buy a property located in Upton Park and I am already nervous. I couldn't find anything specific about Upton Park. Conveyancing will be needed in due course but do you know about the Upton Park area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Upton Park. In the meantime here are some basic statistics that we found