My fiance and I are hoping to buy a purpose built flat in Canning Town with a residential mortgage from .We would like to retain our Canning Town conveyancing lawyer but says she’s not listed on their approved list of member firms. It seems we have no choice but to instruct a panel lawyer or retain our preferred solicitor and fork out for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that use our lawyer?

No, not really. The home loan issued to you contains various provisions, one of which will be that conveyancers needs to be on the conveyancing panel. Until recently, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for

Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who handled the conveyancing in Canning Town 4 years ago are no longer around. What are my options?

Gone are the days when you need to hold title official documentation to evidence that you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.

Just had an offer accepted on a new build apartment in Canning Town. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Canning Town

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Canning Town is where the house is located. Is there any guidance you can impart?

Flying freeholds in Canning Town are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Canning Town you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canning Town may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I invested in buying a split level flat in Canning Town, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Canning Town with over 90 years remaining are worth £165,000. The ground rent is £45 invoiced annually. The lease ceases on 21st October 50

With only 50 years unexpired we estimate the premium for your lease extension to range between £36,100 and £41,800 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of detailed investigations. Do not use this information in tribunal or court proceedings. There may be other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.