I am expecting a mortgage with Santander. I intend to employ the services of a Licensed Conveyancer in Ulceby. Does the Santander Conveyancing panel allow for Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I have given 8 weeks notice to my existing landlord and must be out of my let out apartment in Ulceby by 2/10/2025. Conveyancing for my house purchase is progressing. Can I complete in 4 weeks as I wish to avoid having to move into short term accommodation?
Generally one should not give notice on a rental until your lawyer suggests that you should. If you have not already done so, speak to your lawyer and urge them to they chase the sellers solicitors, try to get a realistic time scale from them that everyone will look towards
We wanted to use a property lawyer in Ulceby for our home move. Our broker informed us that our bank Barclays won't deal with them. Surely this is unfair competition?
A decade ago most mortgage companies had a different appetite for risk. Almost all Ulceby conveyancing firms would have been on most mortgage company panels. The financial services regulator in 2010 carried out a thematic investigation into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more information from law firms concerning their operations and their employees as well as set certain criteria such a completing on a minimum amount of conveyancing. Many Ulceby conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Ulceby is one of the many areas where the solicitors showing on our search results are members of the panel for Barclays .
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Ulceby is the location of the property. Can you offer any guidance?
Flying freeholds in Ulceby are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ulceby you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ulceby may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am thinking of appointing a conveyancing lawyer in Ulceby for my home move. Can I see a solicitor's complaints history with the profession’s regulator?
Members of the public can find presented Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator may monitor call for training purposes.