We are planning to buy with Loughborough BS. I dropped in a couple of local practices but cant to find a Sutton On Sea conveyancing firm on the Loughborough BS panel. Please you help?

Please do take advantage of the find a conveyancing panel solicitor tool on this web page. Please choose the building society and type Sutton On Sea or your location and you will be presented with numerous conveyancers located in Sutton On Sea or nearest you.

I used Stirling Law several years ago for my conveyancing in Sutton On Sea. I now require my papers however cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sutton On Sea of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Sutton On Sea. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Sutton On Sea

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants.

Over the last few months I have been searching for a flat up to £245,000 and found one round the corner in Sutton On Sea I like with a park and station in the vicinity, however it only has 61 years unexpired on the lease. There is not much else in Sutton On Sea suitable, so just wondered if I would be making a grave error buying a short lease?

If you need a home loan the remaining unexpired lease term will likely be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.

I am attracted to a two maisonettes in Sutton On Sea both have about forty five years remaining on the leases. Should I regard a short lease as a deal breaker?

There are plenty of short leases in Sutton On Sea. The lease is a right to use the premises for a prescribed time frame. As the lease gets shorter the marketability of the lease deteriorates and it becomes more costly to acquire a lease extension. This is why it is advisable to increase the term of the lease. It is often difficult to sell a property with a short lease as mortgage lenders less inclined to grant a loan on properties of this type. Lease extension can be a protracted process. We advise that you seek professional help from a conveyancer and surveyor with experience in this arena.

Sutton On Sea Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to buying

Who takes charge for maintaining and repairing the building? Are there any major works in the near future that could add a premium to the service fees? Best to be warned whether changing the roof or some other significant cost is pending that will be shared by the leasehold owners and will dramatically impact the level of the service costs or necessitate a one time payment.