The Tokyngton conveyancing firm handling our Tokyngton conveyancing has spotted an inconsistency when comparing the assumptions in the valuation survey and what is in the conveyancing documents. My solicitor has advised that he is obliged to check that the lender is with this discrepancy and is content to go ahead. Is my lawyer’s course or action correct?

Your must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

It is 10 years ago since I purchased my house in Tokyngton. Conveyancing solicitors have now been instructed on the sale but I can't locate the deeds. Is this a problem?

Don’t worry too much. Firstly the deeds may be retained by the lender or they may be in the possession of the solicitor who handled your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring up to date copy of the land registers. The vast majority of conveyancing in Tokyngton involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.

Just had an offer accepted on a new build flat in Tokyngton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Tokyngton

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

My husband and I are four weeks into a residential purchase having been referred to conveyancers by the selling agent to perform conveyancing in Tokyngton. We are not happy. Can you help me find new lawyers?

They would have to be really bad to suggest replacing them. Has the mortgage offer been sent? If so you must advise them of the new conveyancer and get the mortgage documents are re-sent. Your new conveyancer needs to be on the lenders approved list to avoid escalating expenses and frustration. So that should be your starting point. The search tool should assist you in finding a lender approved lawyer for your conveyancing in Tokyngton

Tokyngton Leasehold Conveyancing - Examples of Questions you should ask Prior to Purchasing

How many of the leaseholders are in arrears for their maintenance charge payments? Does this lease have in excess of 85 years remaining? This information is helpful as a) areas may result in problems for the building as the common areas may start to deteriorate if maintenance remain unpaid b) if the leaseholders have an issue with the running of the building you will want to have full disclosure