My husband and I are refinancing our maisonette in Perivale with Skipton. We have a son approaching twenty who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this form unique to the Skipton conveyancing panel as he never had to sign this form when we purchased 3 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?

First, rest assured that your Skipton conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Skipton. This is solely used to protect Skipton if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Skipton had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Finally the sale completed on my house in Perivale last February yet the purchaser is calling me to moan that his solicitor needs to hear from mine. What should my lawyer have done following completion?

Post completion of your disposal your solicitor should send the transfer documentation and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your lawyer must also confirm that the mortgage has been paid off to the purchasers solicitors. There is unlikely to be post completion procedures peculiar conveyancing in Perivale.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Perivale. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/12/2025, the requirements read as follows :

Should our conveyancer be asking questions regarding flooding as part of the conveyancing in Perivale.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Perivale. Plenty of people will acquire a property in Perivale, fully aware that at some time, it may be flooded. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Conveyancers are not qualified to give advice on flood risk, however there are a various checks that may be carried out by the buyer or by their conveyancers which should figure out the risks in Perivale. The standard property information forms supplied to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a usual question of the owner to discover whether the property has suffered from flooding. If flooding has previously occurred which is not notified by the seller, then a purchaser could issue a compensation claim stemming from an inaccurate answer. The purchaser’s conveyancers may also conduct an enviro report. This should higlight whether there is any known flood risk. If so, additional inquiries will need to be initiated.

I need to instruct a conveyancing practitioner in Perivale for my house move. Is there any facility to see a solicitor's complaints history with the legal regulator?

One can search for documented Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after 1 January 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator may recorded call for training reasons.