We are buying a house and require a conveyancing solicitor in St Nicholas who is on the approved panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for . We don't recommend any particular firms conducting conveyancing in St Nicholas.

How does conveyancing in St Nicholas differ for new build properties?

Most buyers of new build premises in St Nicholas come to us having been asked by the seller to sign contracts and commit to the purchase even before the premises is ready to move into. This is because builders in St Nicholas usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Nicholas or who has acted in the same development.

I opted to have a survey done on a house in St Nicholas before appointing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend refuse to grant a loan on such a house.

It varies from the lender to lender. Lloyds has different requirements from Halifax. If you contact us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Nicholas. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to appoint a conveyancing solicitor for my conveyancing in St Nicholas. I happened to land on a site which seems to have the perfect answer If it is possible to get all the legals done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

St Nicholas Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

How is the lease structured? If a St Nicholas lease has no more than eighty years it will have adverse implications on the marketability of the apartment. It is worth checking with your bank that they are content with remaining years on the lease. Leases with fewer than 80 years remaining means that you will probably have to extend the lease sooner rather than later and you need to have some idea of what this will be. For most St Nicholaslease extensions you will need to own the premises for a couple of years before you are legally able to carry out a lease extension. Are any of leasehold owners in arrears of their service charge liability?