lenderpanel

Find a South Acton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in South Acton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your South Acton home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised South Acton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in South Acton

Why would I instruct a South Acton conveyancing firm when web based conveyancers are easier on the wallet?

To take your time to find compare conveyancing costs in South Acton and you should seek a reasonable fee calculation but don’t be focused with scouring the internet for the lowest priced South Acton conveyancer. Finding the right conveyancer can be the distinction between a smooth and a distressing move. It is important that you ensure that you have expert advice from an experienced lawyer. Emails can't replace a phone conversation and can never replicate a one to one meeting. The firms that we work with will find you a qualified and experienced conveyancing solicitor who can tackle your conveyancing from beginning to end, giving the sort of hand holding that you are unlikely to received from an internet conveyancer. He or She will contact you regularly to update you as to progress making sure that you are regularly updated. If you ever need to contact the office you will know who to ask for and we'll ensure you are kept fully informed.

At what point does exchange of contracts happen for domestic conveyancing in South Acton and do I need to attend the conveyancers branch?

If you are local to one of the conveyancing solicitors in South Acton you are welcome to attend to sign documents. That being said, the lender approved solicitors we recommend offer countrywide coverage for conveyancing and provide as equally diligent and professional a job for you when dealing with you by post or email. The executing of the contract is not when everything is set in stone. A signed contract is just a prerequisite for the solicitor to exchange contracts when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in South Acton)to be in the office at the appropriate time.

Is it correct that all South Acton CQS (Conveyancing Quality Scheme) solicitors are on the Kent Reliance conveyancing panel?

Some major banks and building societies now use CQS as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.

How can we know in advance if a South Acton conveyancing solicitor on the RBS panel is any good?

When it comes to conveyancing in South Acton getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your conveyancing.

I am currently in the process of buying my council flat in South Acton. I have a mortgage offer with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.

How does conveyancing in South Acton differ for newly converted properties?

Most buyers of new build residence in South Acton come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because new home sellers in South Acton tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in South Acton or who has acted in the same development.

I've recently bought a leasehold house in South Acton. Do I have any liability for service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I am the proprietor of a ground floor flat in South Acton. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the premium due for a lease extension?

Most certainly. We are happy to put you in touch with a South Acton conveyancing firm who can help.

An example of a Freehold Enfranchisement matter before the tribunal for a South Acton residence is 169 Southfield Road in September 2013. the tribunal decided that the premium to be paid in respect of the collective enfranchisement should be £51,203 This case was in relation to 2 flats. The unexpired residue of the current lease was 64.64 years.

Last updated

Find out more about how flying freehold can affect your the value of a property.