My wife and I changing mortgage lender for our apartment in Kew with . We have a son 18 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two questions (1) Is this document specific to the conveyancing panel as he never had to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

My lender has suggested solicitors on their panel based in Kew but I would rather choose a conveyancing lawyer in Kew round the corner to me. Are you able to help?

The minority of Kew conveyancing firms are listed all banks conveyancing panel. Use our search tool to choose a Kew conveyancing solicitor on the on the bank panel.

What is the difference between a licensed conveyancer and conveyancing solicitor in Kew

There are many recorded licenced Conveyancers in Kew and Solicitor firms in Kew offering conveyancing We would stress that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

How can we know in advance if a Kew conveyancing solicitor on the panel is any good?

When it comes to conveyancing in Kew getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your conveyancing.

I was told two weeks ago that my mortgage has been agreed to by . Is it usual for to only issue the offer once my solicitor in Kew is approved on their conveyancing panel? have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

A colleague suggested that if I am purchasing in Kew I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is occasionally included in the estimate for your Kew conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Kew around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Kew Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data concerning Kew.

Kew Leasehold Conveyancing - A selection of Questions you should ask before buying

Who are the managing agents? For most Kew leaseholds the outlay for major works are not included within service charges, albeit that there some managing agents in Kew obliged tenants to contribute towards a sinking fund created for the specific purpose of building a fund for larger repairs or maintenance. Most Kew leasehold flats will have a service charge for maintenance of the block invoiced on behalf of the management company. If you purchase the flat you will have to meet this charge, usually periodically during the year. This can be anything from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal areas. In all likelihood there will be a ground rent for you to pay annual, this is usually not a large figure, say about £25-£75 but you need to check it because occasionally it could be many hundreds of pounds.