What is the best way to check that the solicitor carrying out my conveyancing in Small Heath is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Lloyds TSB Bank thus spending £192.00 in another set of conveyancing charges.
Feel free to take advantage of the search tool on this site. Please choose the lender and type ‘Small Heath’ or your preferred area and you will be presented with numerous solicitors based in Small Heath or by proximity to you.
What does a local search inform me regarding the house we're purchasing in Small Heath?
Small Heath conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company such as Onsearch The local search plays a central role in most Small Heath conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I have recentlydiscovered that Action Conveyancing have been shut down. They conducted my conveyancing in Small Heath for a purchase of a freehold house 9 months ago. How can I establish that the property is registered correctly in the name of the previous owner?
The quickest way to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Small Heath conveyancing specialists.
Due to the input of my in-laws I had a survey completed on a property in Small Heath before retaining conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies tend refuse to grant a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Small Heath. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Small Heath to see if the conveyancing costs will increase in light of this.
My step-father has encouraged me to use his lawyers for conveyancing in Small Heath. Should I choose my own solicitor?
No doubt the ideal way to choose a conveyancing practitioner is to have recommendations from friends or relatives who have actually previously instructed the solicitor you're considering.