I am not in a position to travel far from Slade Green. Please spell out why all Slade Green conveyancers are not on all lender panels?

Banks ordinarily restrict either the nature or the number of conveyancing solicitors on their approved list of lawyers. A common example of such criteria being that a organisation must have two or more partners. In addition to restricting the type of firm, some have made a decision to reduce the number of conveyancers they allow to represent them. You should note that mortgage companies have no liability for the accuracy of conveyancing given by any Slade Green conveyancer on their panel. Increases in mortgage fraud was a key driver in the reduction of solicitor panels in the last decade even though there are conflicting views about whether solicitors sat at the center of that fraud. Data via HMLR reveal that thousands of conveyancing organisations only transact one or two conveyances a year. Those supporting conveyancing panel cuts ask why conveyancing firms deserve any entitlement to remain on a bank panel when it is apparent that property law is not their primary expertise?

Are the Slade Green conveyancing solicitors identified as being on the Bank of Ireland conveyancing panel, together with their details provided by Bank of Ireland?

Slade Green conveyancing firms themselves provide us confirmation that they are on the Bank of Ireland conveyancing panel as opposed to being supplied with a list from Bank of Ireland directly.

I am helping my step-mother sell her house in Slade Green. Does the solicitor commission the EPC or should I organise this?

After the abolition of Home Information Packs, EPC’s remained a required component of selling a property. An energy performance certificate should be to hand in advance of the property being placed on the market. This is not as aspect of the sale process that solicitors ordinarily organise. If you are instructing a Slade Green conveyancing solicitor they may help arrange energy performance certificates due to their relationships with reputable Slade Green accredited person

Forgive me if this question is silly but I am unseasoned as FTB of a ground floor flat in Slade Green. Do I collect the keys to the premises on completion from my conveyancer? If so, I will find a local conveyancing solicitor in Slade Green?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s conveyancers, and once they have received this, you should be able to pick up the keys from the property Agents and move into your new home. This tends to happen between 1 and 3pm.

Two weeks ago we had a mortgage agreed in principle with Coventry BS. Slade Green conveyancing solicitors were instructed. What is the average time that one could expect to receive a mortgage offer from Coventry BS?

There is no definitive answer here. Have Coventry BS completed the survey? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Due to the guidance of my in-laws I had a survey completed on a property in Slade Green before instructing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies may not issue a loan on this type of premises.

It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Slade Green. Conveyancing may be slightly more expensive based on your lender's requirements.

Having had my offer accepted I require leasehold conveyancing in Slade Green. Before I set the wheels in motion I require certainty as to the remaining lease term.

If the lease is registered - and most are in Slade Green - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I have given up seeking a lease extension in Slade Green. Can this matter be resolved via the Leasehold Valuation Tribunal?

in cases where there is a absentee freeholder or where there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to calculate the sum to be paid.

An example of a Lease Extension decision for a Slade Green property is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case related to 13 flats. The unexpired lease term was 76 years.