It is is a decade since I acquired my home in Dartford. Conveyancing lawyers have recently been appointed on the sale but I can't locate my title deeds. Is this a major issue?
Don’t worry too much. Firstly there is a chance that the deeds will be with your mortgage company or they may still be with the solicitor who handled the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Dartford relates to registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
Please explain the implications if my solicitor is suspended from the Yorkshire BS Conveyancing panel ahead of completing my conveyancing in Dartford?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who did the conveyancing in Dartford 5 years ago are no longer around. Will I be able to sell the house?
Nowadays there are duplicates made of almost everything, and your conveyancer should know exactly where to locate all the relevant paperwork so you can purchase or dispose of your house without any difficulty. If copies can’t be found, your solicitor may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on the premises.
How does conveyancing in Dartford differ for new build properties?
Most buyers of new build or newly converted property in Dartford come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is built. This is because new home sellers in Dartford typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Dartford or who has acted in the same development.
In sourcing the internet for the term conveyancing in Dartford it shows results of many conveyancerslocally. With so much choice what is the best way to find the right solicitor for the sale of my house?
The preferential way of finding the right conveyancer is through a trusted referral, so enquire of colleagues and relatives who have purchased a property in Dartford or a respected estate agent or financial adviser. Fees for conveyancing in Dartford vary, so it's a good idea to obtain at least four fee estimates from varying types of conveyancers. Make sure that you know that the costs are guaranteed not to escalate.