We see that you have a post code search directory identifying law firms on the Leeds Building Society conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Shipston on Stour?

We are a listing service only for law firms wishing to communicate if they are on the Leeds Building Society conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Shipston on Stour.

My uncle passed away 10 months ago and as sole heir and executor I was left the house in Shipston on Stour. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Lloyds, pay off the mortgage. Is this allowed?

Given you plan to refinance then Lloyds will require that you use a conveyancer on the Lloyds conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds mortgage is registered as a charge at the Land Registry.

I am assisting my step-mother sell her flat in Shipston on Stour. Does the conveyancing solicitor order an EPC or it is for me to see to?

After the abolition of Home Information Packs, energy assessments became a compulsory component of moving house. An EPC needs to be commissioned in advance of the property being advertised. This is not a task that law firms normally arrange. Where you are instructing a Shipston on Stour conveyancing practitioner they may be able to arrange energy performance certificates given their relationships with reputable local accredited person

I'm the sole recipient of my late mum's will with all property in now in my sole name, including the my former home in Shipston on Stour. The Shipston on Stour property was put into my name in August. I want to move. I do know about the Mortgage Lenders six month 'rule', meaning my proprietorship will be treated the same way as if I'd bought the property in August. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. Some mortgage companies would take a practical view as this obligation is chiefly there to identify subsales or the flipping of properties.

Completion of my purchase has taken place for my property in Shipston on Stour. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I decided to have a survey completed on a property in Shipston on Stour before appointing lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies will refuse to give a mortgage on such a property.

It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Shipston on Stour. Conveyancing may be slightly more expensive based on your lender's requirements.

Having checked my lease I have discovered that there are only Fifty years remaining on my flat in Shipston on Stour. I am keen to get lease extension but my landlord is can not be found. What options are available to me?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. You will be obliged to prove that you have made all reasonable attempts to track down the freeholder. For most situations an enquiry agent would be helpful to carry out a search and to produce an expert document to be accepted by the court as proof that the freeholder is indeed missing. It is advisable to get professional help from a conveyancer in relation to investigating the landlord’s absence and the vesting order request to the County Court overseeing Shipston on Stour.

Leasehold Conveyancing in Shipston on Stour - Sample of Questions you should consider before buying

This question is helpful as a) areas can cause problems for the block as the communal areas may begin to deteriorate where services are not paid for b) if the leasehold owners have a dispute with the managing agents you will want to have all the details In the main the outlay for major works are not built into the service charges, albeit that some managing agents in Shipston on Stour ask tenants to pay into a sinking fund and this is used to offset against major works. Is anyone aware of any major works on the horizon that could add a premium to the maintenance charges?