My family solicitor has quoted £1200 for freehold conveyancing in Hook Norton. I am selling a modern detached home for £150,000. Is this too much? Is it in excess of the norm for conveyancing in Hook Norton?

The estimate does seem marginally steep. If you shop around you may be able to shave off some of the expense by say £125. That being said, you couldcome to regret choosing an a cheaper lawyer. Remember to be sure the conveyancer can act for your mortgage company. You can utilise our comparison tool to find a Hook Norton conveyancing company on the lender’s member panel which can often include conveyancing solicitors in Hook Norton.

What is the first thing I need to know regarding purchase conveyancing in Hook Norton?

You may not hear this from too many lawyers but conveyancing in Hook Norton and elsewhere in Oxfordshire is often a confrontational experience. In other words, when it comes to conveyancing there is plenty of opportunity for conflict between you and others involved in the legal transfer of property. For instance, the seller, property agent and on occasion a mortgage company. Choosing a solicitor for your conveyancing in Hook Norton is a critical decision as your conveyancer is your adviser, and is the ONE person in the legal process whose interest is to look after your best interests and to keep you safe.

We are witnessing a worrying ongoing adversarial element to conveyancing- someone must be blamed for the process being so protracted. You your first instinct should be to trust your lawyer ahead of all other players when it comes to the legal assignment of property.

If you had a top tip for choosing a conveyancing solicitor in Hook Norton what would it be?

We would encourage you not to base your choice on the cheapest Hook Norton conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

I happen to be the single recipient of my late mum's will and I have everything in my name alone, including the house in Hook Norton. Conveyancing formalities meant that the Land Registry date was in June. I want to move. I do know about the CML 6 month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the house in June. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. How practical a view mortgage companies take of it, depend on the bank as this requirement is primarily there to identify subsales or the wholesaling and assigning of property.

Does a directory service exist listing Coventry BS panel conveyancers in Hook Norton on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. Very few mortgage companies make their panel listings open the public online. Where you are looking for a Hook Norton solicitor on the Coventry BS please make the most of our tool.

Due to the advice of my in-laws I had a survey completed on a house in Hook Norton prior to instructing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor has said that some mortgage companies may not give a loan on such a house.

It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. If you call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hook Norton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hook Norton to see if the conveyancing costs will increase in light of this.

We are hoping to buy a repression property in Hook Norton and the mortgagee in possession demand completion within 28 days. Do property lawyers complete in this timeframe? Am I best advised to instruct a local Hook Norton firm or an online company that advertises to complete quickly?

Attend your Hook Norton high street. Pop in to 3 firms and request to see a conveyancing solicitor for an estimate. Explain your requirements and get a commitment on deadlines. Choose the firm that seems most trustworthy. You need to select a property lawyer on the panel of property lawyers acceptable to your mortgage company.