Do banks and building societies provide you with an approved list of Seaford conveyancing solicitors? How do you know who is on the Yorkshire BS conveyancing panel?
Seaford conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.
A colleague recommended that if I am buying in Seaford I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your Seaford conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Seaford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Seaford.
Me and my brother own a renovated Georgian property in Seaford. Conveyancing practitioner represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Seaford and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing practitioner who conducted the conveyancing.
How does conveyancing in Seaford differ for newly converted properties?
Most buyers of new build property in Seaford approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is completed. This is because developers in Seaford usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Seaford or who has acted in the same development.
We are considering choosing an online solicitor as opposed to a Seaford conveyancing practice. Any advice?
Numerous benefits exist in having the opportunity to visit a local Seaford conveyancing solicitor for instance
- signing papers and and when necessary
- sometimes being able to see someone face-to-face can make a significant difference, particularly for non-standard transactions
- the ability to complain if things need to addressed
When analysing estimates, look carefully for hidden extras. Most decent Seaford high street solicitors give an all-inclusive figure. Often online companies seem to offer cheap fees, yet have burried 'extras' in the small print.