My lawyer has uncovered a a legal deficiency with the lease for the apartment we are buying in Saltney. The seller’s lawyers have suggested title insurance as a solution. We are content with insurance and will pay for it. Our lawyer says that he must check that the lender is content with this solution. Are we the client or is the mortgage company ?
Regardless of the fact that you have a mortgage offer from the bank does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. These conveyancing instructions must be adhered to.
What will a local search inform me about the house we're purchasing in Saltney?
Saltney conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company for example Xpress Legal The local search is essential in every Saltney conveyancing purchase; that is if you don’t want any nasty once you have moved into your new home. The search should reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I used Arc property Solicitors a few years ago for my conveyancing in Saltney. I now require my file but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Saltney of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Is it possible to switch firm as I need to retain a firm on the Bank of Ireland conveyancing list. I had appointed a family conveyancing solicitor in Saltney five minutes from me but the firm is not accepted by Bank of Ireland
It would be our pleasure to help you find a conveyancing solicitor in Saltney on the Bank of Ireland panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Saltney. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Saltney.
Why do I have to provide my conveyancing practitioner with various items of identification ahead of starting my conveyancing in Saltney?
Saltney conveyancing practitioners are required by the Law Society, SRA, HMLR and current Money Laundering Regulations to certify that the have checked the identity of their clients. It will also be a condition of your mortgage offer. In addition they have to complete various forms, particularly those relating to Land Tax and need to have details such as your full names, national insurance number and date of birth.