My home in Helsby is up for sale and I have a purchaser. Will the conveyancing practitioner need to be required to be on the RBS conveyancing panel in order to deal with redeeming my mortgage?

Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

I have recentlyfound out that Wolstenholmes have been shut down. They carried out my conveyancing in Helsby for a purchase of a leasehold flat 12 months ago. How can I establish that the property is not still registered in the name of the previous owner?

The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Helsby conveyancing specialists.

I am buying my first flat in Helsby with a mortgage from Accord Mortgages Ltd. The sellers refused to reduce the price so I negotiated 6k of additionals instead. The property agent advised me not reveal to my lawyer about this deal as it would jeopardize my loan with Accord Mortgages Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Back In 2003, I bought a leasehold house in Helsby. Conveyancing and Chelsea Building Society mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1993. The conveyancing solicitor in Helsby who previously acted has now retired. Do I pay?

The first thing you should do is contact HMLR to be sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to instruct a Helsby conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Helsby Conveyancing for Leasehold Flats - Sample of Queries before Purchasing

Who takes charge for maintaining and repairing the block? Is anyone aware of any major works in the planning that will increase the service charges? How many years remain on the lease?

Why is New Build conveyancing in Helsby more expensive?

Conveyancing in Helsby for newly converted or new build homes usually involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as further investigations and contractual concerns.