Am I correct in assuming that the fact that my conveyancer in Bruton is not on my bank's conveyancing panel that there is a problem with the standard of his conveyancing?
That is more than likely a wrong assumption to make. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Bruton conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
My house in Bruton is up for sale and I have a purchaser. Does the solicitor need to be required to be on the Lloyds conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Lloyds conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
We are purchasing a property and the lawyer has mentioned Chancel Repair to which the house could be liable as it falls into the area of such a church. He has recommended insurance. Is this really required for conveyancing in Bruton
Unless a previous acquisition of the house completed post 12 October 2013 you could assume that lawyers delivering conveyancing in Bruton to continue to propose a a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly picked up during conveyancing in Bruton?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Bruton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
In my capacity as executor for the will of my grandfather I am disposing of a house in Swansea but live in Bruton. My lawyer (approximately 200 kilometers awayrequires that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing solicitor in Bruton to attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are based in Bruton