My mortgage broker has asked me for my Parson Cross lawyer’ panel reference for the HSBC conveyancing panel. Can you suggest how I find this out. I have called my local Parson Cross branch but they cant find it on their system.
The sensible thing to do is ask for this information from your Parson Cross lawyer . Most Parson Cross conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
My partner and I are buying a newly built flat in Parson Cross and my solicitor is advising me that she has to the bank to disclose incentives from the developer. The Estate Agents are hassling me to exchange and my preference is not to prolong matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
How up to date is your database of Parson Cross solicitors on the Santander conveyancing panel? Do Santander send you an updated list?
Parson Cross conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Parson Cross. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this allowed?
Given you plan to refinance then Barclays will insist on your using a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.
I have justbeen informed that Action Conveyancing have been shut down. They carried out my conveyancing in Parson Cross for a purchase of a leasehold apartment 10 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The easiest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Parson Cross conveyancing specialists.